You have a project and you are looking for funding. Did you know that it is now possible to obtain credit without a bank? More flexible and less expensive the loan without bank is a supervised and completely safe solution in full rise. Some explanations and advice to enable you to take out a loan without advantageous bank.
THE LOAN WITHOUT A BANK, EVERYONE WINS!
The bankless loan is based on connecting individual investors and individual borrowers. This leads to a loan agreement at much lower rates than those offered by banks or credit organizations. Indeed, to ensure its turnover, the latter pass on their operating cost in their rate in order to preserve their profit margin. This is obviously not the case with an individual. In fact, the non-bank loan benefits both borrowers who finance themselves more easily and at lower rates, than lenders who benefit from returns significantly higher than those currently offered by traditional savings.
THE UBERIZATION OF THE ECONOMY APPLIED TO THE BANKING SYSTEM!
If credit between individuals has always existed, it has taken on a whole new dimension in recent years. The arrival and then the generalization of the Web allowed the development of a platform specializing in lending without the banks. Belgium is not immune to this phenomenon from across the Atlantic. Initially developed to offer an alternative form of financing to entrepreneurs, these so-called crowdfunding platforms have extended to all types of credit without the banks. The major financial scandals of recent years that have involved renowned banks have contributed to the establishment of a certain distrust vis-à-vis the entire banking system. Conversely, the community spirit that prevails in loans between individuals is attracting more and more people looking for an alternative solution. It is neither more nor less than a form of uberization of credit. Traditional circuits are bypassed by shorter and therefore less expensive digital circuits.
Do you want to borrow without a bank? Take advantage of Across Lender’s online simulator to compare rates and find the most advantageous financing! It’s very simple and completely transparent, the terms of this loan without a Belgian bank (rate, amount released, monthly payment, duration, etc.) are the subject of a contract in good and due form. Credit without a bank at your fingertips in just a few clicks. More flexible, cheaper and in some ways more ethical, the non-bank loan is a solution to be considered very seriously to win on all fronts!